Unsecured claim A claim for which a creditor holds no security, such as a mortgage or lien.
: MoreUnscheduled debt A debt that should have been listed by the debtor in the schedules filed with the court in a bankruptcy case but was not. Depending on the circumstances, an unscheduled debt might not be discharged.
: MoreUnliquidated claim A claim for which a specific value has not yet been determined.
: MoreUnlawful detainer action A lawsuit brought by a landlord against a tenant to evict the tenant from rental property – usually for nonpayment of rent.
: MoreUndue hardship (bankruptcy) The legal standard for discharging most student debts in bankruptcy under section 523(a)(8) of the Bankruptcy Code.
: MoreUndersecured claim A right to payment based on a debt secured by property that is worth less than the amount of the debt.
: MoreU.S. trustee An officer of the U.S. Department of Justice responsible for supervising the administration of bankruptcy cases, estates, and trustees; monitoring plans and disclosure statements; monitoring creditors' committees;
: MoreU.S. attorney A lawyer appointed by the President in each judicial district to prosecute and defend cases for the federal government.
: MoreTranscript A written, word-for-word record of what was said, either in a proceeding such as a trial, or during some other formal conversation, such as a hearing or oral deposition.
: MoreTemporary restraining order Akin to a preliminary injunction, it is a judge's short-term order forbidding certain actions until a full hearing can be conducted. Often referred to as a TRO.
: MoreSummary judgment A decision made on the basis of statements and evidence presented for the record without a trial. It is used when it is not necessary to resolve any factual disputes in the case.
: MoreSubstantive consolidation Pooling the assets and liabilities of two or more related debtors to pay creditors under a plan.
: MoreSubpoena duces tecum A command to a witness to appear and produce documents.
: MoreSubordination The act or process by which a person's rights or claims are ranked below those of others.
: MoreSua sponte Latin, meaning "of its own will." Often refers to a court taking an action in a case without being asked to do so by any party.
: MoreSua sponte Latin, meaning "of its own will." Often refers to a court taking an action in a case without being asked to do so by any party.
: MoreStatute of limitations The time within which a lawsuit must be filed or a criminal prosecution must begin. The deadline can vary, depending on the type of civil case or the crime charged.
: MoreStatute of limitations The time within which a lawsuit must be filed or a criminal prosecution must begin. The deadline can vary, depending on the type of civil case or the crime charged.
: MoreStatement of intention A declaration made by an individual Chapter 7 debtor to inform the court and creditors of the debtor’s plans for dealing with property subject to security interests and unexpired personal property leases.
: MoreStatement of financial affairs A detailed form that the debtor completes and files with the court with answers to a series of questions the debtor must answer in writing concerning sources of income, transfers of property, lawsuits by creditors, etc.
: MoreStandard of proof Degree of proof required. In criminal cases, prosecutors must prove a defendant's guilt "beyond a reasonable doubt." Most civil causes of action require proof "by a preponderance of the evidence" (50 percent plus),
: MoreSmall business or Subchapter V case The Bankruptcy Code allows small business debtors to file for relief under two different special categories of Chapter 11 - small business or subchapter
: MoreService of process The delivery of writs or summonses to the appropriate party.
: MoreSentencing guidelines A set of rules and principles established by the United States Sentencing Commission that trial judges use as one factor to consider when they determine the sentence for a convicted defendant.
: MoreSenior judge A federal judge who, after attaining the requisite age and length of judicial experience, takes senior status, thus creating a vacancy on the court.
: MoreSecured debt Debt backed by a mortgage, pledge of collateral, or other lien. Examples include home mortgages, auto loans and tax liens.
: MoreSecured creditor A creditor with a lien securing some or all of its claim against the debtor.
: MoreSection 341 meeting The meeting of creditors and equity security holders required by Section 341 of the Bankruptcy Code at which the debtor is questioned under oath by the trustee and any other parties present, about the debtor’s financial affairs.
: MoreRedemption A procedure in a Chapter 7 case whereby a debtor removes a secured creditor's lien on collateral by paying the creditor the value of the property. The debtor may then retain the property.
: MoreRecalled judge A retired magistrate judge, bankruptcy judge, or judge of the Court of Federal Claims may return to duty for a limited term as a “recalled” judge.
: MoreReaffirmation agreement An agreement, typically between a Chapter 7 debtor and a secured creditor, under which the debtor agrees to continue paying a dischargeable debt (such as an auto loan) after the bankruptcy,
: MoreProperty of the estate All legal or equitable interests of the debtor in property as of the commencement of the case.
: MoreProof of claim A written statement describing the reason a debtor owes a creditor money, which typically sets forth the amount of money owed. (There is an official form for this purpose.)
: MoreProbation officer Officers of the probation office of a court. Probation officer duties include conducting presentence investigations, preparing presentence reports on convicted defendants, and supervising released defendants.
: MorePriority claim An unsecured claim that is entitled to be paid ahead of other unsecured claims that are either of lower priority or not entitled to priority status. Priority refers to the order in which these unsecured claims are to be paid.
: MorePretrial services A function of the federal courts that takes place at the very start of the criminal justice process – after a person has been arrested and charged with a federal crime and before going to trial.
: MorePretrial conference A meeting of the judge and lawyers or parties prior to a trial, to discuss which matters should be presented, review proposed evidence and witnesses, and set a trial schedule.
: MorePresentence report A report prepared by a court's probation officer, after a person has been convicted of an offense, summarizing for the court the background information needed to determine the appropriate sentence.
: MorePreference (bankruptcy) A debt payment made to a creditor in the 90-day period before a debtor files bankruptcy (or within one year if the creditor was an insider)
: MorePrebankruptcy planning The arrangement (or rearrangement) of a debtor's property or other circumstances before bankruptcy to allow the debtor to take maximum advantage of various Bankruptcy Code provisions.
: MorePostpetition transfer A transfer of property of the bankruptcy estate made after the commencement of the bankruptcy case.
: MorePetty offense A federal misdemeanor punishable by six months or less in prison.
: MorePetition preparer A person or business not authorized to practice law that prepares bankruptcy petitions.
: MorePetit jury (or trial jury) A group of citizens who hear the evidence presented by both sides at trial and determine the facts in dispute. Federal criminal juries consist of 12 persons. Federal civil juries consist of at least six persons.
: MorePeremptory challenge A district court may grant each side in a civil or criminal trial the right to exclude a certain number of prospective jurors without cause or giving a reason.
: MorePer curiam Latin, meaning "for the court." In appellate courts, often refers to an unsigned opinion.
: MoreParty in interest A party who has standing to be heard by the court in a matter to be decided in a bankruptcy case. The debtor, U.S. Trustee or bankruptcy administrator, case trustee, and creditors are parties in interest for most matters.
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